Emily Batdorf Most Recent 7 ways to improve your personal cash flow Your personal cash flow is an important measure of financial health. Here’s how to improve your cash flow and build wealth over time. What is open banking? Open banking allows third-party financial service providers to securely access consumer banking and financial data. Learn more about open banking, how it works, and its benefits and risks. Roth IRA vs. savings account: What's the difference, and which is better? Choosing between putting your money in a Roth IRA or a savings account? The right choice depends on your income, savings timeline, and more. Here’s what you should know about Roth IRAs vs. savings accounts. Fixed rate vs. variable rate: What's the difference, and why is it important? Whether you’re borrowing money or saving, understanding how the interest rate on your account works is important. Learn more about fixed rates vs. variable rates and which is better. Is the U.S. officially in a recession? A recession is typically defined as two consecutive quarters of negative economic growth. So, is the U.S. in a recession now? Learn more. What's more important in a bank account: High interest or low fees? What’s better: a high-interest or low-fee bank account? That depends. Here’s what you should know when weighing your options. Choosing the best bank accounts for teens: 5 key features to look for Teens have unique financial needs, and the best bank accounts for teens should have certain key features. Here’s what to look for. Overdraft coverage vs. overdraft protection: What's the difference? Overdraft coverage and overdraft protection are two checking account features that can help you avoid overdrafts. But they have important differences you should know before enrolling. How to save $10,000 in 6 months A big savings goal like $10,000 in six months might feel daunting. But these steps can help you achieve it. Which type of bank account is best for everyday transactions? A savings account is great for holding money long term while earning interest. But what about your everyday transactions? Here are the account types you should consider. These 8 banks offer CDs with no minimum deposit requirement CD minimum deposit requiements can make it tough for new savers to open an account. But some CDs have no minimum deposit. Here are eight options to consider. How do credit union shared branch networks work? If you’re traveling, moving, or otherwise away from your credit union’s nearest branch, shared branching allows you to perform basic banking tasks at a location within the network. Zelle transfer limit by bank If you send money using Zelle, it’s important to be aware of transfer limits. Here’s a look at the Zelle transfer limits among some of the largest banks. Retail vs. commercial banking: What's the difference? Understanding the difference between retail vs. commercial banking allows you to choose the right bank for your needs. Learn more about the main similarities and differences. What is the average net worth by age? The average net worth among Americans changes over time. So where do you stand compared to your peers? Here’s a look at average net worth by age. KeyBank review (2025): Regional banking with low fees and minimums KeyBank is one of the biggest banks in the U.S. with branches in 16 states. Learn more about whether banking with KeyBank is right for you with this in-depth expert review. 6 best jobs in banking Banking jobs can be a great career path for detail-oriented workers. Plus, they can pay pretty well, too. Learn more about the best banking jobs available today. What's the average checking account balance? Knowing the average checking account balance in the U.S. can help you assess your own financial health. Here’s a look at the average checking account balance and how to increase yours. Understanding the prime rate: The interest rate that banks charge their best customers What is the prime rate? And how does it impact your borrowing costs? Learn more about the interest rate that banks charge their “best” customers. Community bank vs. credit union: Key similarities and differences What’s better: a community bank or credit union? That depends on your banking preferences. Learn more about how community banks vs. credit unions compare.