9 Tips To Avoid Overspending at Costco, Walmart and Other Big-Box Stores
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Shoppers who head to big-box stores such as Costco or Walmart might automatically assume shopping at a big-box store is saving them money.

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While most big-box stores do offer deals shoppers can't find anywhere else, it's also easy to find yourself overspending without realizing it. Overspending in a big-box store can lead to accidental food waste (if you buy too many bulk perishables) or impulse buys that take up space in your pantry but never get used up.

Be a savvy shopper during your next shopping trip and follow these tips to avoid overspending at big-box stores.

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bernardbodo / iStock.com

Make a List and Stick to It

A tried-and-true tip for saving money when grocery shopping is to come prepared with a list. Caitlin Earle, financial coach and budgeting expert at Budget BFF, recommends shopping your home before you make your grocery list. This helps you make sure you're buying only what you need.

In addition to making a list, Earle said to know your numbers before you head to the store. For example, think about how much you have to spend. Account for any pending transactions or autopays that haven't come out yet.

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NicolasMcComber / Getty Images/iStockphoto
NicolasMcComber / Getty Images/iStockphoto

Cross-Reference Your Shopping List

After making a shopping list, it's time to cross-reference your items before making a purchase.

Rebecca Gramuglia, consumer expert at TopCashback.com, recommends using the store's current circular, often found online or in the mail. Check to see whether there are any deals on items you're planning to stock up on.

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SeventyFour / iStock.com

Plan Your Route

Not familiar with the layout of the big-box store? You'll want to start planning your route before your visit.

There's a method behind store layout planning and design. Julie Ramhold, consumer analyst at DealNews.com, said big-box stores are designed to keep shoppers in the store for as long as possible. The longer shoppers have to wander the aisles and see more of the store, the more likely they are to spend more money.

Ramhold recommends downloading the store's app. If it has a map of your nearest big-box store, review the map to see which items are in certain aisles. Some stores, like Target, even share the aisle numbers at your local store so you can easily find what you need. Once you have a list, look at the aisle numbers and begin planning your route to cut down on aimless wandering.

Tassii / Getty Images
Tassii / Getty Images

Compare Prices

"When shopping at big-box stores, always compare prices," Gramuglia said. "Items may be competitively priced so factor in all savings and costs like coupons, loyalty program rewards and shipping costs."