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Northern Trust (NTRS) Reports Q1 Earnings: What Key Metrics Have to Say

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Northern Trust Corporation (NTRS) reported $1.94 billion in revenue for the quarter ended March 2025, representing a year-over-year increase of 17.8%. EPS of $1.90 for the same period compares to $1.70 a year ago.

The reported revenue represents a surprise of -0.34% over the Zacks Consensus Estimate of $1.95 billion. With the consensus EPS estimate being $1.85, the EPS surprise was +2.70%.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Northern Trust performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Tier 1 Leverage Ratio: 8% versus 8.1% estimated by four analysts on average.

  • Net interest margin (FTE): 1.7% compared to the 1.7% average estimate based on four analysts.

  • Average Balance-Total earning assets: $138.01 billion versus $134.09 billion estimated by three analysts on average.

  • Nonaccrual Loans and Leases: $73.10 million versus the two-analyst average estimate of $55.64 million.

  • Wealth Management Trust, Investment and Other Servicing Fees- Global Family Office: $103.80 million compared to the $100.76 million average estimate based on two analysts. The reported number represents a change of +9% year over year.

  • Wealth Management Trust, Investment and Other Servicing Fees- Total: $541.90 million versus $539.37 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +7.7% change.

  • Asset Servicing Trust, Investment and Other Servicing Fees- Custody and Fund Administration: $453.30 million compared to the $447.04 million average estimate based on two analysts. The reported number represents a change of +3.8% year over year.

  • Asset Servicing Trust, Investment and Other Servicing Fees- Total: $671.90 million compared to the $667.50 million average estimate based on two analysts. The reported number represents a change of +5.1% year over year.

  • Asset Servicing Trust, Investment and Other Servicing Fees- Securities Lending: $17.90 million compared to the $20.58 million average estimate based on two analysts. The reported number represents a change of 0% year over year.

  • Asset Servicing Trust, Investment and Other Servicing Fees- Other: $48.20 million versus the two-analyst average estimate of $46.88 million. The reported number represents a year-over-year change of +7.1%.

  • Asset Servicing Trust, Investment and Other Servicing Fees- Investment Management: $152.50 million compared to the $153.01 million average estimate based on two analysts. The reported number represents a change of +8.9% year over year.

  • Net Interest Income - FTE Adjusted: $573.70 million compared to the $569.36 million average estimate based on four analysts.