Yahoo Finance

If you noticed a drop in your savings account balance this past year, you might be thinking about making a New Year's resolution to spend less in the coming year. If so, you aren't alone.

GOBankingRates found that "spend less, save more" was the most popular resolution of 2017. While it was only the fourth most popular resolution for 2018, another survey showed that "always living paycheck to paycheck" and "never being able to retire" are the top financial fears among Americans.

Fortunately, there are ways to nip bad money habits in the bud. Click through to find out how to keep your New Year's resolution and save money throughout the year.